First Skillz

The journey to financial stability often begins with the daunting task of saving and investing. For many, the initial start can be scrary du...

In an era defined by economic uncertainty and rapid change, developing a habit of saving money is not just prudent but essential for financi...

 One regular lament that I hear frequently is that it is not possible to save based on the current income. I often hear that by the time the...

Investing habits are often more critical than chasing the highest possible returns because they foster consistency, discipline, and long-ter...

 Market volatility can be unnerving. Some of the most seasoned investors with several decades of experience can suddenly start questioning t...

In the area of investing, temperament is more important than IQ.  As per Warren Buffet, succesful investing does not correlate with IQ. Once...

This is another one of those very contentious topics that gets a lot of extreme opinions.  So is debt a good or a bad idea?  And like many o...

Remember the doomsday feeling of 2008? Or the panic of March 2020? And in between there have been several instances of the market dropping b...

 Almost everybody I know has alll the information regarding the importance of a healthy diet. But almost all find it difficicult to follow i...

I am often surprised at the casual approach of many people to a small difference in return on investments. How do people react to say a retu...

Don't be stupid, you know I love you Don't be ridiculous, you know I need you Don't be absurd, you know I want you Don't be ...

Of course!  The most important measure of success as an invester is the rate of return. But what exactly does this mean? And how is it calcu...

  My retirement plan?  Well I plan to pray.  That may be the only way out. Often folks in their 50s and 60s hope they hit the jackpot. Else ...